This VA Buyer Bought a Home for Less Than It Costs to Secure a Lease

We just helped a VA buyer close on a home — and the out-of-pocket cost was less than putting down a deposit on a rental.

Here’s how we made it happen:

The seller was offering $50,000 in concessions, so we took full advantage. That credit covered a rate buydown and all closing costs. The only expenses my client had to cover were the home inspection and appraisal, which together cost less than a typical security deposit and first month’s rent on a lease in San Diego.

Add in the zero down VA loan and no PMI, and this was one of the most affordable entry points into homeownership we’ve seen in years.

Right now, we’re seeing more sellers offering big concessions to attract serious buyers. This creates a unique window of opportunity, especially for VA buyers who already have some of the best financing options available.

If you’re active duty or a veteran and tired of renting, this market might be your sweet spot. You might be surprised how little it takes to get into a home when the right deal comes together.

Let’s run the numbers and see if we can find you something that works. San Diego is your duty station for now, but it can also be your next investment.