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Why Seller Disclosures Matter to Buyers in a Real Estate Contract

ADVICE March 6, 2025

When purchasing a home, knowing as much as possible about the property is essential. You want to make an informed decision and avoid unexpected surprises after closing. That’s where I come in! As your Realtor, I’m here to guide you through the process, answer your questions, and help you understand what seller disclosures mean for your purchase.

What Are Seller Disclosures?

Seller disclosures are documents that provide buyers with a clear understanding of a property's known issues or potential concerns. These can include structural problems, past repairs, neighborhood nuisances, environmental hazards, and any other details that could impact the property's value or safety. California sellers must disclose material defects that they are aware of.

If you have any concerns about what’s included in the disclosures, ask me! I can help you break down the information and determine how it affects your decision.

Why Are Seller Disclosures Important for Buyers?

1. Protecting Your Investment

Buying a home is a major financial commitment, and seller disclosures help you avoid purchasing a property with hidden defects. Knowing about potential issues upfront allows you to make a fully informed decision before finalizing the purchase.

2. Avoiding Costly Surprises

Transparency in disclosures helps you prepare for any repairs or maintenance the home may need. This prevents you from encountering unexpected costs down the road and allows you to budget accordingly.

3. Using Disclosures to Your Advantage

Disclosures don’t just protect you—they also give you leverage in negotiations. If significant issues are disclosed, we may be able to negotiate repairs or a price adjustment before closing. I’ll help you navigate these conversations to ensure you get the best deal possible.

What Should Be Included in a Seller Disclosure?

While disclosure requirements vary, some common items include:

  • Known structural issues

  • Water damage or mold

  • History of repairs or renovations

  • Environmental concerns

  • HOA fees or restrictions

Not sure what to make of a disclosure? I'll be going over it with you. I can help you understand what’s typical, what’s concerning, and what steps to take next.

How Buyers Should Approach Seller Disclosures

  1. Review Disclosures Thoroughly – Take the time to read through all disclosure documents and ask questions if anything is unclear.

  2. Consult Me! – I’m here to help interpret disclosures and advise you on any concerns. Don’t hesitate to reach out.

  3. Get a Home Inspection – Disclosures provide valuable information, but a professional home inspection can help verify the property's condition.

  4. Use Disclosures for Negotiation – If the disclosures reveal major defects, we can discuss how to use them to negotiate repairs or price reductions.

Final Thoughts

Seller disclosures provide you with essential information to make an informed decision when purchasing a home. They help protect your investment, prevent costly surprises, and give you leverage in negotiations. I’m here to help you every step of the way! If you have any questions or want to discuss how disclosures impact your home purchase, reach out to me. Let’s make sure you feel confident and informed as you move forward in your home-buying journey.

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